Arranging a funeral for a family member who has just died is an immense responsibility. If you don't believe that, ask someone who has just gone through the process. It is an emotionally, mentally and often physically draining experience. More often than not, we find families questioning each other during funeral arrangements as to what their family member may have wanted as far as the funeral ceremony. The most common answer we hear is "They would never talk about it". This is a very difficult time for many people to make such major decisions. Pre arranging your funeral will help eliminate these difficult decisions for your family.

Pre arranging a funeral should start in your home. Let your family know your thoughts and wishes and discuss them openly. Talking about your funeral now allows you to make well thought out plans that everyone is comfortable with.

Most people have already given thought to a choice of a funeral home. It would be wise to contact them next. You will want to set up an appointment to meet with your funeral director. Again, this should be done as a family. The funeral home will record your statistical information, biographical information and record your preferences for your funeral. It is important to note that changes can be made at any time. Your funeral director will help you sort through the details of benefits that may be available through Social Security, Veteran's Administration and other Governmental agencies. The funeral director will also give you an itemized cost of the services and merchandise you have selected.

Though you do not have to pay for the services and merchandise when you pre arrange, it is often a wise financial decision. It is important you discuss the options of pre payment with your funeral director as each family and each situation is different.

We take the time to plan for every aspect of our life. We plan for our careers, family and retirement. Planning your funeral now is a decision your family will appreciate later.

For more information on preplanning, visit the following link: www.nysfda.org/tips.htm